All Kids Health Insurance

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all kids health insurance
If you go out on Workman Comp can your employer cancel your health insurance?

My ex was off on workman comp for several months. While he was off his employer cancelled his and our Kids Health Insurance, and told him he could do Cobra. They are also telling him he can not get his insurance restarted back until the next enrollment period after he comes back to work which is almost a year away. This does not sound right to me.

It’s not up to the employer – it’s IRS regulations.

Yes. If they aren’t actively on the payroll, they MUST be dropped from the group insurance, and offered COBRA.

HOWEVER, I think they’re wrong about not restarting you again until open enrollment – starting back up again is a qualifying event.

Disastrously Wrong Predictions From Republicans On Health Care Reform

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Excerpt From Text: LIST OF MEMBERS of NATIONAL PLANNING COMMITTEE Including Representatives of Governments JAWAHARLAL NEHRU Chairman Sir M. Visveswaraya, J. C. Kumarappa, Resigned Resigned Sir Purshottamdas Thakurdas Walchand Hirachand Dr. Megh Nad Saha Dr. Radha Kamal Mukerjee A. D. Shroff Prof. J. C. Ghosh, A, K. Shaha Honble Mr. Shuaib Qureshl Dr. Nazir Ahmad Rani Laxmibai Rajwade Dr. V. S. Dubey Abdur Rahman Siddiqui Ambalal Sarabhal Gulzarilal Nanda N, M. Joshi Mrs. Vijayalakshmi Pandit K. T. Shah, Hon. Gen, Sec. Members Hon. Mr. V. V. Giri, Minister for Industries, Madras Hon. Mr. 31 M, Paffl, Minister for Industries, Bombay Hon. Dr. Syed Mahmud, Minister for Education and Development, BJObar Hon. Mr. C. J. Bharuka, Minister for Industries, Central Provinces Director of Industries, Bombay Director of Industries, Khar Director of Industries, Assam Minister in Charge of Industries, Bhopal Director of Industries, Hyderabad, Dn, Director of Industries, Mysore Development Commissioner, Baroda Director of Industries, Baroda INSURANCE NATIONAL PLANNING COMMITTEE SERIES Rural Marketing and Finance River Training and Irrigation SoU Conservation and Afforestation Land Policy, Agricultural Labour and Insurance Animal Husbandry and Dairying, Horticulture and Fisheries CropsPlanning and Production Rural and Cottage Industries Power and Fuel Chemical Industries Mining and Metallurgical Industries Manufacturing Industries Industries connected with Scientific Instruments and Engineering Industries Labour Population TradeInternal and Foreign Industrial Finance Public Finance. Currency, Exchange and Banking Insurance Individual, and Social Transport Road, Mail, Air and Water Communications Posts, Telegraphs, Telephones and EacKo National Housing Pvblic Health EducationGeneral and Technical Womans Bole in Ffanned Ectnomy NATIONAL BANNING, SRINdFISS ADMINISTRATION E. T. Shah. NATIONAL PLANNING COMMITTEE SERIES Report of the SubCommittee INSURANCE Chairman Sir CHTJNILAL, V. MEHTA, K.C.S.I. Secretary Shrl K. S. RAMACHANDRA IYER Edited by K. T. SHAH Honorary General Secretary NATIONAL PLANNING COMVOTTEE VORA CO., PUBLISHERS LD, 3, BOUND BUILDING, KALBADEVI ROAD, BOMBAY 2. First Edition, June, 1948 Price jRs. only Printed by CL iL jPatbare at Popular Press Bombay Limited, 35, Taxtieo Road, Bombay aad Published y M. K. Vora for Voa Co PkibBslners XAd S, Ronnd Bufldin, Bombay 2, To All Those MEMBERS OF THE NATIONAL PLANNING COMMITTEE and of Its Various SubCommittees A TRIBUTE OF APPRECIATION PERSONNEL OF THE SDBCOMMITTEE ON INSURANCE Chairman Sir Ciiunilal V. Mehta, KC.SJ. Secretary Shri K. S. Ramchandra Iyer Members Pandit K. Santanam Shri J. C. Setalvad, BA Honble Mr. Shuaib Qureshi Shri L, S. Vaidyanathan, MA, F.IA Shri P. C, Ray, MA, B.L. Shri B. K Shah, B. Com, FA Mr. Abdur Rahman Siddiqi, MiA Shri K. M. Naik Shri S. C, Ray Delegate of the Womens SubCommittee Miss Dwarkabal Bhat PREFACE The National Planning Committee, appointed in 1938 began its work early in

Health Insurance Is a Family Matter


Health Insurance Is a Family Matter


$3.95


Health Insurance is a Family Matter is the third of a series of six reports on the problems of uninsurance in the United Sates and addresses the impact on the family of not having health insurance. The book demonstrates that having one or more uninsured members in a family can have adverse consequences for everyone in the household and that the financial, physical, and emotional well-being of all members of a family may be adversely affected if any family member lacks coverage. It concludes with the finding that uninsured children have worse access to and use fewer health care services than children with insurance, including important preventive services that can have beneficial long-term effects.

Cover Me: A Health Insurance Memoir


Cover Me: A Health Insurance Memoir


$3.95


Growing up in middle-class middle America, Sonya Huber viewed health care as did most of her peers: as an inconvenience or not at all. There were braces and cavities, medications and stitches, the family doctor and the local dentist. Finding herself without health insurance after college graduation, she didn’t worry. It was a temporary problem. Thirteen years and twenty-three jobs later, her view of the matter was quite different. Huber’s irreverent and affecting memoir of navigating the nation’s health-care system brings an awful and necessary dose of reality to the political debates and propaganda surrounding health-care reform. "I look like any other upwardly mobile hipster," Huber says. "I carry a messenger bag, a few master’s degrees, and a toddler raised on organic milk." What’s not evident, however, is that she is a veteran of Medicaid and WIC, the federal government’s supplemental nutrition program for women, infants, and children. In "Cover Me," Huber tells a story that is at once all too familiar and rarely told: of being pushed to the edge by worry; of the adamant belief that better care was out there; of taking one mind-numbing job after another in pursuit of health insurance, only to find herself scrounging through the trash heap of our nation’s health-care system for tips and tricks that might mean the difference between life and death.

A Guide to Health Insurance Billing [With CDROM]


A Guide to Health Insurance Billing [With CDROM]


$3.95


A Guide to Health Insurance Billing takes the normally "dry" topic of insurance billing and makes it user-friendly and engaging. All aspects of the billing process, from key terms to state and federal regulations to guidelines for completing and submitting claims to health insurance programs, are written in clear direct language that is easily understood. Numerous real world examples, review exercises and simulations throughout the text clarify difficult concepts and give users the opportunity of applying learned material. An introduction to the new coding systems, ICD-10. ICD-9-CM and CPT coding systems are explained using the most current information Health insurance simulation and coding exercises put users in a realistic insurance billing environment Managed care and its impact on health insurance billing is covered in a special chapter Accompanying CD-ROM provides additional application exercises for HCFA-1500 completion and coding Chapter on the Electronic Data Interchange (EDI) introduces readers to this commonly used method of claim submission (KEYWORDS: insurance, billing, coding, entry-level, ICD-9, CPT, HCPCS, exercises, user-friendly, educational programs, insurance claims, key concepts, health insurance)

Dictionary of Insurance


Dictionary of Insurance


$5.44


This is the seventh edition of a book long acclaimed by educators, students, and professional insurance people as an excellent source for definitions of insurance terms. The brief, succinct entries explain the meaning of words and phrases concerned with all fields of insurance-life, health, property, liability, marine, pension, surety, social, real estate, and municipal and federal regulating agencies. The more commonly used abbreviations, together with their meanings, are located at the beginning of each alphabetically ordered section. This revised edition has been expanded to include six hundred new terms in all fields, but principally in real estate insurance. It also contains a newly updated section of separate directories which gives the addresses of state insurance commissioners and organizations related to the insurance industry.

Health Insurance


Health Insurance


$32.99


Pop Ink – CSA Images Health Insurance – Art Print

Handbook of Insurance


Handbook of Insurance


$129


This new edition of the Handbook of Insurance reviews the last forty years of research developments in insurance and its related fields. A single reference source for professors, researchers, graduate students, regulators, consultants and practitioners, the book starts with the history and foundations of risk and insurance theory, followed by a review of prevention and precaution, asymmetric information, risk management, insurance pricing, new financial innovations, reinsurance, corporate governance, capital allocation, securitization, systemic risk, insurance regulation, the industrial organization of insurance markets and other insurance market applications. It ends with health insurance, longevity risk, long-term care insurance, life insurance financial products and social insurance.This second version of the Handbook contains 15 new chapters. Each of the 37 chapters has been written by leading authorities in risk and insurance research, all contributions have been peer reviewed, and each chapter can be read independently of the others.

Free for All?: Lessons from the Rand Health Insurance Experiment


Free for All?: Lessons from the Rand Health Insurance Experiment


$50.77


From 1971 to 1982, researchers at the RAND Corporation devised an experiment to address two key questions in health care financing: how much more medical care will people use if it is provided free of charge? and what are the consequences for their health? This book presents a comprehensive account of the experiment and its findings. It will be an invaluable teaching tool and reference for anyone concerned with health-care policy.

Using Taxes to Reform Health Insurance: Pitfalls and Promises


Using Taxes to Reform Health Insurance: Pitfalls and Promises


$11.68


Few people realize that one of the nation’s largest health programs runs through the tax system. Reformers of all stripes propose to modify current tax rules as part of larger programs to increase coverage and control costs. Is the current system working? Will tax-based reforms achieve their goals? Several of the nation’s foremost experts on taxation and health policy address these questions in Using Taxes to Reform Health Insurance, a joint product of the Urban-Brookings Tax Policy Center and the American Tax Policy Institute. Led by respected economists Henry Aaron of the Brookings Institution and Leonard Burman of the Urban Institute, contributors examine the role taxes currently play, the likely effects of recently introduced health savings accounts, the challenges of administering major subsidies for health insurance through the tax system, and options for using the tax system to expand health insurance coverage. No taxpayer or consumer of health care services can afford to ignore these issues.

Social Functions and Economic Aspects of Health Insurance


Social Functions and Economic Aspects of Health Insurance


$159


Statistics published by the U. S. Department of Commerce (1980) indicate that in 1977 we spent 8. 1% of our gross national product (GNP) on life, health, property-casualty, and other forms of insurance. An additional 5. 7% was used to pay the Social Security tax, which is another form of insurance premium, for a total of 14. 8% of the GNP. \ Although insurance had its historical origin in marine insurance, it has now developed into one of the major industries of the American economy and extends into many areas of economic activity. One area where growth has been particularly strong is the medical sector. Health insurance is a major institution in all industrialized countries. It became a government responsibility in 1883 when Bismarck intro­ duced a compulsory program of health insurance for industrial workers in Germany. Programs for workers in various industrial and income categories soon followed in other European countries-Austria (1888), Hungary (1891), Norway (1909), Servia (1910), Great Britain (1911), and Russia and Romania (1912) (Rubinow, 1913:250). Programs in these countries were extended in subsequent years, and other countries in Europe followed with their own programs. Consequently, today most industrial countries have universal or near-universal health insurance coverage. In the United States the issue of national health insurance has been seriously debated since just prior to World War I, and polling data since the 1930s show that a substantial majority of the public has been supportive of such a program (Erskine, 1975).

Insurance Book for National Health Insurance


Insurance Book for National Health Insurance


$49.99


Insurance Book for National Health Insurance Giclee Print by . Product size approximately 16 x 24 inches. Available at Art.com. Embrace your Space – your source for high quality fine art posters and prints.

The Healthcare Fix :  Universal Insurance for All Americans


The Healthcare Fix : Universal Insurance for All Americans


$17.95


Buy The Healthcare Fix by Laurence J. Kotlikoff in Hardcover for the low price of 17.95. Find this product in Political Science > Public Policy – General, Health Policy, Health Care Delivery.

Annals of Life Insurance Medicine


Annals of Life Insurance Medicine


$69.99


One thousand unselected patients with bronchial asthma have been followed up for an average period of 11 years, with extremes of 33 years and three years. The average period from the first symptoms to the date of follow-up was 20.6 years in the 562 males and 22.3 years in the 438 females, with extremes of 72 years and three years. Since throughout the analysis no differences were found between the sexes, they have been grouped together. Terms used, such as asthma, chronic bronchitis, childhood bronchitis, age of onset, etc., have been carefully defined, as have the descriptions of intermittent and continuous asthma. The present state of the patients has been classified as A (good), B (fair), C (poor), and D (dead). Early age of onset (before 16) and intermittent asthma were associated and had a more favourable prognosis, while the childhood bronchitic had a better outlook than the adult bronchitic. Intermittent and continuous asthma have been compared. The incidence of bronchitis initially was higher in the continuous group, and the tendency to develop bronchitis over the years (present in all asthmatics) was also greater in the continuous group. Those with bronchitis were in much poorer health on follow-up than those without.

Insurance Handbook for the Medical Office


Insurance Handbook for the Medical Office


$3.95


Keep current with all the latest changes with this complete resource Trusted by medical insurance instructors and billers for more than 30 years, Insurance Handbook for the Medical Office helps you excel at all aspects of insurance billing for a full range of today’s health care plans. In full color, this edition includes all the new regulations, such as the latest information on HIPAA, diagnostic coding, procedural coding, bill collection strategies, and Medicare.

The Healthcare Fix: Universal Insurance for All Americans


The Healthcare Fix: Universal Insurance for All Americans


$3.95


The shocking statistic is that forty-seven million Americans have no health insurance. When uninsured Americans go to the emergency room for treatment, however, they do receive care–and a bill. Many hospitals now require uninsured patients to put their treatment on a credit card–which can saddle a low-income household with unpayably high balances that can lead to personal bankruptcy. Why don’t these people just buy health insurance? Because the cost of coverage that doesn’t come through an employer is more than many low- and middle-income households make in a year. Meanwhile, rising healthcare costs for employees are driving many businesses under. As for government-supplied health care, ever higher costs and added benefits (for example, Part D, Medicare’s new prescription drug coverage) make both Medicare and Medicaid impossible to sustain fiscally; benefits grow faster than the national per-capita income. It’s obvious the system is broken. What can we do? In "The Healthcare Fix, " economist Laurence Kotlikoff proposes a simple, straightforward approach to the problem that would create one system that works for everyone–and secure America’s fiscal and economic future. Kotlikoff’s proposed Medical Security System is not the "socialized medicine" so feared by Republicans and libertarians; it’s a plan for universal health insurance. Because everyone would be insured, it’s also a plan for universal healthcare. Participants–including all who are currently uninsured, all Medicaid and Medicare recipients, and all with private or employer-supplied insurance–would receive annual vouchers for health insurance, the amount of which would be based on their current medical condition. Insurance companies would willingly accept people with health problems because their vouchers would be higher. And the government could control costs by establishing the values of the vouchers so that benefit growth no longer outstrips growth of the nation’s per capita income. It’s a "single-payer" plan–but a single payer for insurance. The American healthcare industry would remain competitive, innovative, strong, and private. Kotlikoff’s plan is strong medicine for America’s healthcare crisis, but brilliant in its simplicity. Its provisions can fit on a postcard–and Kotlikoff provides one, ready to be copied and mailed to your representative in Congress. We’re electing a new president in 2008; let’s choose a new healthcare system, too–one that works.

Life and Health Insurance


Life and Health Insurance


$147.65


This current, accurate and detailed industry guide for financial service professionals examines life and health insurance "simultaneously from the viewpoints of the buyer, the advisor, and the insurer"–providing a comprehensive and unbiased treatise on individual and group life; a forthright appraisal of life and health insurance industry products with careful consideration of the environment; and a complete examination of life insurance company operations and regulation. Bases financial treatment of life insured operations on modern financial theory, and devotes entire chapters to the economics of life and health insurance; individual life and health insurance policies; life and health insurance evaluation; the uses of life and health insurance in personal and business planning; government and employee benefit plans; and the management, operation, and regulation of life insurance companies. Offers a strong global orientation, supporting fundamental concepts with an extensive integration of economic and financial theory and international comparisons, and examines how today’s health insurance products fit into a broad framework from a contractual, cost, and performance viewpoints. New chapters on the tax treatment of life and health insurance address such areas as estate planning, retirement planning, and the business uses of life and health insurance. For financial planners, salesmen, actuaries, investment managers, attorneys, CPAs, and other financial service professionals.

Understanding Health Insurance


Understanding Health Insurance


$30.32


This book describes our health insurance system with the aim of understanding why we spend so much on healthcare and what alternatives we have. It also explains why excessive healthcare spending is bad both for our economy and for our health.

Health Care Financing and Insurance


Health Care Financing and Insurance


$119


As a contribution to the search for suitable and sustainable solutions to finance rising medical care expenditures, the book proposes a typology of healthcare financing and insurance schemes, based on the dimensions of basic vs. supplementary services and mandatory vs. voluntary coverage, to analyse the design and the complex interactions between various financing and insurance arrangements in several OECD countries. This study provides a better understanding of the strengths and weaknesses of the financial and organisational structures of different countries’ healthcare financing and insurance schemes. Its main contributions are the development of a novel and rigorous theoretical framework analysing the economic rationales for the optimal design of healthcare financing and insurance schemes, and an empirical and institutional analysis investigating the consequences for efficiency and affordability of the complex interactions between basic and supplementary sources of financing.

Bonus Options in Health Insurance


Bonus Options in Health Insurance


$209


Confronted with the continuing cost expansion in the health care sector, policy makers face a dilemma: limiting moral hazard in medical care requires that consumers participate in the cost, yet copayment is strongly resisted by today’s socially insured. Thus, the experiences of three private German health insurers will be of interest to physicians, social scientists, and policy makers. Insurer A writes conventional plans with deductibles and coinsurance; B pays back three-monthly premiums as a fixed rebate for no claims; while C runs an experience-rated bonus system starting with a rebate of three-monthly premiums for the first year without a claim, reaching a maximum of five after three years. While both rebates and bonuses are quite popular among insureds, this study shows that bonus options are particularly effective in limiting the demand for ambulatory and even hospital care. But what about adverse effects on health caused by the desire to save one’s bonus? On this issue, there is some surprising evidence.

Getting Old?Health Insurance


Getting Old?Health Insurance


$19.99


Getting Old?Health Insurance – T-Shirt

Understanding Health Insurance - IML


Understanding Health Insurance – IML


$21.78


This complete worktext and practice software learning package highlights the concepts and procedures that medical assisting students need to know to prepare and submit accurate health insurance claims. — new Managed Care chapter, including accounts receivable, collections, and terminology — electronic billing icons indicate when claims can be submitted by computer — expanded coverage of management reporting — the most current and accurate learning package available; updated every 2-years — Free Practice Software (3.5" Windows) packaged with the text

Health Care, Ethics and Insurance


Health Care, Ethics and Insurance


$47.94


This volume is an exploration of the ethical issues raised by health insurance, which is particularly timely in the light of recent advances in medical research and political economy. Focusing on a wide range of areas, such as AIDS, genetic engineering, screening and underwriting, new disability legislation and the ethics of private and public health insurance, this comprehensive and sometimes controversial book provides an essential survey of the key issues in health insurance. Divided into two parts, the first considers the ethics of underwriting, risk assessment and the acceptance and refusal of insurance risk by insurers. Discussing the unjust treatment of high-risk applicants, the authors identify sources of unfairness to both parties of the insurance contract, indicating how reasonable trade-offs can be made. The second part considers the argument for a mix of public and private insurance for acute and long-term care, offering recommendations for changes in the balance of social insurance, and discussing the shift toward long-term contracts in private health care and pension insurance.

Health Insurance Today 2e


Health Insurance Today 2e


$3.95


Learn to confidently complete and submit health insurance claims with this proven, practice-based approach Realistic examples, case studies, and application exercises simplify the health insurance billing process and help you learn interactively. Instructional content is broken down into segments for easier learning, with a straightforward, conversational writing style that makes the material accessible and understandable. Accompanied by a companion CD with step-by-step claim form guidance, this easy-to-read resource is your key to mastering health insurance concepts and obtaining maximum reimbursement for your health care facility.

Understanding Health Insurance, 6e


Understanding Health Insurance, 6e


$3.95


Understanding Health Insurance is a unique product because it provides step-by-step instructions as to the completion of the HCFA-1500 insurance claim form. An easy to understand book, it contains a number of case studies that are used to provide insurance claims completion practice. This practice is accomplished manually, through completion of paper claims, and electronically, through use of a CD-ROM that accompanies the textbook. — A step-by step approach to claims form completion is taken in the textbook, as it "walks" users through the confusing task of completing insurance claims forms. — Each insurance chapter contains case studies for the purpose of guiding the user through the completion process; chapters contain numerous coding scenarios for practice, and the appendices and CD-ROM contain additional case studies for practice in claim form completion. — The CD-ROM provides an opportunity for practice in electronic data entry for claims processing purposes. A unique feature of the disk is the three methods by which claims can be entered-blank form mode (just like a provider’s office), self study mode (feedback is provided as data is entered), and test mode (a beneficial feature for educators who will use the cases as quizzes and examinations during class-feedback is provided at the end of data entry of a case).

Insurance for Dummiesa(r)


Insurance for Dummiesa(r)


$3.95


"Insurance For Dummies" introduces readers to the basics — as well as the more complicated issues — of every kind of insurance. Packed with expert advice and step-by-step guidance, it shows you how to find the right amount of protection at the best possible price, for your life, health, car, home, and anything else you can think of. Thinking about insurance makes many people cringe with fear; this handy guide makes insurance make sense. It demystifies complicated policies and points out all the traps and pitfalls you need to avoid when buying coverage. Whether you’re a homeowner or a small business owner or you just need a basic policy for your car, you’ll find all the advice you need on: Managing your risk Reducing your liability Insuring a home business Buying an umbrella policy Dealing with insurers and filing claims Assessing your life insurance needs Decidin g between group and individual policies Author Jack Hungelmann uses his twenty-five years of experience in the insurance industry to make buying insurance as simple as possible — even for those who’ve never bought a policy in their lives. Armed with the kind of straightforward, commonsense knowledge and advice you’ll find here, you’ll be able to handle any insurance question that comes up. Keep it on your reference shelf for quick-and-easy answers for all your insurance-related questions: Everything you should know about auto insurance Choosing cost-effective deductibles Picking the right property coverage for your home Estimating the value of your assets Insuring valuable portable items and collectibles Special advice on insuring condos and townhouses Getting the most coverage at the best price Filing claims and getting back the most Plus, online insurance resources Knowing what kind of coverage you need for yourself and your possessions is a complicated process. With more competition than ever in the insurance business, finding a great deal on the coverage you need can be a challenge. "Insurance For Dummies" is the fun and friendly guide that gives you with all the essential knowledge it takes to get the maximum coverage at the minimum price.

Studyguide for Life and Health Insurance by Harold D. Skipper, ISBN 9780138912505


Studyguide for Life and Health Insurance by Harold D. Skipper, ISBN 9780138912505


$53.33


Never HIGHLIGHT a Book Again Virtually all testable terms, concepts, persons, places, and events are included.look no further for study resources or reference material. Cram101 Textbook Outlines gives all of the outlines, highlights, notes, and practice-tests for your textbook. Only Cram101 is Textbook Specific. Cram101 is NOT the Textbook.

Your Family Health Organizer: Record Parents' and Kids' Medical Information All in One Place


Your Family Health Organizer: Record Parents’ and Kids’ Medical Information All in One Place


$3.95


"A 3-ring organizer for the entire family’s vital medical data." This remarkably user-friendly organizer ensures that accurate medical records for every member of the family, especially children, are carefully filed and readily available. Parents simply must be proactive to prevent medical mixups of any kind — including allergic reactions to misdiagnosed medications. Your Family Health Organizer has a separate section for each family member. Charts in each section allow all pertinent information to be logged, and color-coded tabs allow for quick reference. The 3-ring binder is just the right format for easy filing and accessibility, and it’s small enough for portability. It’s easy to transfer information, too. For example, the section for one child can easily be removed and left with a babysitter. The organizer provides space for recording all the family’s medical information, including: Birth details Identification profiles, allowing for fingerprints of each person for security and safety Medications prescribed and any reactions to them Wellness checkups, immunizations, doctor’s appointments Tracking information for each child’s growth and other milestones Tracking information for baby teeth, dental appointments and results Dates and other details of hospital stays. This organizer accommodates two parents and as many as three children. Convenient plastic zippered pockets allow for filing of all insurance cards, appointment cards and other loose items.

Texas Life, Accident & Health Insurance License Exam Manual


Texas Life, Accident & Health Insurance License Exam Manual


$59.05


Each state manual contains a general discussion of life and health insurance concepts and principles common to all jurisdictions. The final chapter explains the insurance code of a particular state and shows how that state regulates insurance transactions. Key features include take note highlights, test topic alerts, key terms, unit quizzes, discussion questions and practice finals.

Kids, your mother and I have spent so much money on health insurance this… - New Yorker Cartoon


Kids, your mother and I have spent so much money on health insurance this… – New Yorker Cartoon


$138


Jack Ziegler “Kids, your mother and I have spent so much money on health insurance this…” – New Yorker Cartoon – Premium Giclee Print

Fight Back and Win: How to Get HMOs and Health Insurance to Pay Up


Fight Back and Win: How to Get HMOs and Health Insurance to Pay Up


$3.95


The health care system in this country is broke; and more than ever, the evidence supports the contention that managed health care providers care more about healthy profits than healthy people.FIGHT BACK AND WIN is a practical how-to for all those Americans who worry that their heath care coverage won’t be there when they need it.Chapters include: *How to Get Your HMO to Pay Up * Bothersome HMO Traps to Watch Out For * Practical Tips to Follow so that You Don’t End Up in an HMO Dispute * Legal Tips to Follow if Your Claim Is Denied * How Ordinary People Fought HMOs. . .and Won * Answers to the 9 Most Commonly Asked Coverage Questions * The Awful ERISA Scandal * Sample Letter to Your Member of Congress * Insurance Traps that Can Effectively Cancel Your Coverage * What Your Insurance Company Won’t Tell You *What to Do if an Insurance Company Tries to Rescind Your Policy and more.

Passtrak Life and Health Insurance Licesne Exam Manual, 5e


Passtrak Life and Health Insurance Licesne Exam Manual, 5e


$6.69


This course surveys life and health insurance principles and concepts common to all state producer licensing exams, giving students the relevant information they need to help pass the exam on the first try.The text is intended as a comprehensive introduction to life and health insurance. Topics include insurance contracts, life insurance policies, premiums and proceeds, underwriting and policy issue, group life insurance, annuities, retirement plans, health providers and Medicare, medical expense insurance, disability income insurance, accidental death and disability insurance, health insurance policy provisions, health insurance policy underwriting and premiums. The text features interactive learning aids that enhance the userbs understanding of key concepts and improve retention. Hundreds of questions with rationales and a final exam are also included within the text. To accurately prepare for the state licensing exam, Dearborn strongly recommends studying this License Exam Manual with the appropriate State Law Guide.

One Nation, Uninsured: Why the U.S. Has No National Health Insurance


One Nation, Uninsured: Why the U.S. Has No National Health Insurance


$20.63


Every industrial nation in the world guarantees its citizens access to essential health care services–every country, that is, except the United States. In fact, one in eight Americans–a shocking 43 million people–do not have any health care insurance at all. One Nation, Uninsured offers a vividly written history of America’s failed efforts to address the health care needs of its citizens. Covering the entire twentieth century, Jill Quadagno shows how each attempt to enact national health insurance was met with fierce attacks by powerful stakeholders, who mobilized their considerable resources to keep the financing of health care out of the government’s hands. Quadagno describes how at first physicians led the anti-reform coalition, fearful that government entry would mean government control of the lucrative private health care market. Doctors lobbied legislators, influenced elections by giving large campaign contributions to sympathetic candidates, and organized "grassroots" protests, conspiring with other like-minded groups to defeat reform efforts. As the success of Medicare and Medicaid in the mid-century led physicians and the AMA to start scaling back their attacks, the insurance industry began assuming a leading role against reform that continues to this day. One Nation, Uninsured offers a sweeping history of the battles over health care. It is an invaluable read for anyone who has a stake in the future of America’s health care system.

Health in a Nutshell & Kids Health: A Healthy Lifestyle


Health in a Nutshell & Kids Health: A Healthy Lifestyle


$36.11


It’s about losing weight the easy way no Diets, no Gyms just eating healthy meals. I have been on heaps of diets went to gyms but i wasn’t losing weight so i done my own plan. Just by eating six times a day, breakfast, morning tea, lunch, afternoon tea, dinner and nightcap but don’t eat after 9pm. Having a main meal every night and rotating meal replacements either breakfast or lunch. Having all my meals with me when at work carrot sticks, celery health bars and yoghurt all low G.I. and I never told anyone i was losing weight they just noticed when it happened. For the first 12 weeks no alcohol, no McDonald, T. F. Chicken, no takeaways at all. Plenty of water and walking for 30mins every day after that you will find yourself feeling better with more energy this book will help you to do the same with some Low G. I. meals for you to try and a couple of stories for you to read. Kids health is all about getting them back out side and away from the junk foods and have more outdoor activities plus healthy lunch box ideas for them to try

Insurance Handbook for the Medical Office [With CDROM]


Insurance Handbook for the Medical Office [With CDROM]


$3.95


INSURANCE HANDBOOK FOR THE MEDICAL OFFICE is a key text for medical administrative assisting, medical front office programs, or those who wish to become insurance billing specialists, claims assistance professionals, or electronic claims processors for physicians’ practices and hospital outpatient clinics. Those already practicing in this area will also find this text beneficial, as will health claims examiner programs. The goal of this extremely up-to-date text is to increase efficiency and streamline administrative procedures for the most exasperating aspect of the doctor’s office routine: insurance billing. This text offers guidance for all aspects of submitting, tracing, appealing, and transmitting claims for today’s full range of health plans. Important coverage of diagnostic coding, procedural coding, office and insurance collection strategies, Medicare, Managed Care, and more is presented. Additionally, a free CD-ROM featuring the HCFA-1500 claim form is included with the book. The CD-ROM contains 10 scored patient case studies with related insurance information so that the student can practice completing the HCFA-1500 claim form in a fun, interactive format.

Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation


Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation


$199


Motor vehicle accidents are still a leading cause of death, even if the trend has somewhat declined over the past 20 years. Indeed, motor vehicle accidents are a significant cause of death in comparison with air and space transport accidents, homicides and even HIV infections, causes which are more often highlighted in the media. As shown in this book, motor vehicle accidents are particularly damaging to very young drivers. The assessment of driving risks is a common concern for road transportation safety and the automobile insurance industry. In both cases, there is an awareness of the great losses resulting from the deaths, injuries and property damage caused by traffic accidents. Research is essential to counteract this public health threat, to assess the success or failure of countermeasures, and to solve the problems it generates in the insurance industry. This book is for people concerned about road crashes (prevention and compensation) and about the insurance problems they pose – namely private and public institutional authorities, consultants, administrators, practitioners, and researchers interested in sharing the authors’ experience in this domain. The book presents original contributions related to motor vehicle insurance and road safety. All papers have been evaluated by external referees. Four subjects are covered: 1) Automobile Insurance Pricing, Risks and Asymmetric Information; 2) Insurance Fraud; 3) Young Drivers: Licensing Policies, Evaluation and Risks; and 4) Road Insurance Regulation.

Institutional and Financial Incentives for Social Insurance


Institutional and Financial Incentives for Social Insurance


$120


Institutional and Financial Incentives for Social Insurance provides both an empirical and a theoretical account of the main difficulties presently threatening social insurance systems in most industrialized countries. It analyzes the remedies that have been discussed and sometimes introduced and addresses many questions still left largely unresolved: Are newly implemented or proposed reforms providing the correct incentives to all participants in the system? Is the quality of service improving and, if not, what can be done? How should the budgetary problems be solved considering both intra-generational and inter-generational redistributive policies? The volume describes a number of studies of social security systems in various countries and assesses the effect of various policies, including welfare or unemployment benefits, training and other active labour market policies, the provision of pension, and competition and budget devolution in health care. It applies empirical tests to individual preferences concerning unemployment compensation, and it analyzes nonfunded and funded social security systems, the transition from one system to the other, and the willingness to pay for pensions.

Stop Buying Health Plans and Start Buying Health Insurance!: An Easy-To-Understand Guide to the How and Why of Consumer Directed H


Stop Buying Health Plans and Start Buying Health Insurance!: An Easy-To-Understand Guide to the How and Why of Consumer Directed H


$6.93


We are all excellent consumers. We collectively have no problem clearly identifying what we want, how we want it and when the price is right. We make our educated presence known in almost every marketplace except one-healthcare. Managed care and its first dollar benefits have created a problem and the solution is . consumer directed healthcare. We can fix our system of healthcare and your second largest business expense, behind payroll, if we stop buying health plans and start buying health insurance.

Adams Health Insurance Claim Form


Adams Health Insurance Claim Form


$30.99


0%1 Part11″11″ Length x 8.50″ Width250 / Pack8.50″CMS-1500 health insurance claim form is approved by the AMA and the National Uniform Claim Committee. Laser-compatible form is printed in OCR Red for scanning. Detached size of this one-part form is 8-1/2″ wide x 11″ high.AMANational Uniform Claim CommitteeAdamsCMS1500L2Claim FormForm With Red InkHealth Insurance Claim FormLaserNoSFITOPS ProductsUnited StatesWhiteYeshttp://www.tops-products.com

Health Insurance Today: A Practical Approach


Health Insurance Today: A Practical Approach


$3.95


Learn to complete and submit clean claim forms for major insurance carriers. Health Insurance Today, 3rd Edition, provides case studies for each of the chapters covering these major payers so you can learn how to abstract the information from the patient’s chart to complete the CMS-1500. You will learn to complete and submit paper claims, but the emphasis is on electronic claims filing, keeping you up-to-date on HIPAA, electronic health records, and the latest industry standards. Select exercises on the companion Evolve Resource site let you gain experience entering information into a practice management program; producing an electronic CMS-1500; and submitting a claim electronically.

Woman Holding Health Insurance Folder


Woman Holding Health Insurance Folder


$32.99


Woman Holding Health Insurance Folder – Photographic Print

Social Health Insurance for Developing Nations


Social Health Insurance for Developing Nations


$18.3


Specialist groups have often advised health ministers and other decision makers in developing countries on the use of social health insurance (SHI) as a way of mobilizing revenue for health, reforming health sector performance, and providing universal coverage. This book reviews the specific design and implementation challenges facing SHI in low- and middle-income countries and presents case studies on Ghana, Kenya, Philippines, Colombia, and Thailand.

Coverage Matters: Insurance and Health Care


Coverage Matters: Insurance and Health Care


$3.95


Committee on the Consequences of Uninsurance, Institute of Medicine

Juniors: Getting Old?Health Insurance


Juniors: Getting Old?Health Insurance


$21.99


Juniors: Getting Old?Health Insurance – T-Shirt

Fundamentals of Insurance


Fundamentals of Insurance


$86.94


FUNDAMENTALS OF INSURANCE, 2E combines hands-on activities, examples from news-making companies, creative special features, and solid content to give your students a full understanding of insurance. Extensive use of activities help students better understand the importance of insurance and how it affects them today–and through to their retirement days. Insurance careers are integrated throughout the text, as well as being provided as a focus in their own chapter. Research questions require students to make contact with the insurance world where they will get additional career information and bring interest and realism into the classroom. Students learn the importance of risk management, property and auto insurance, health coverage, insurance rates, claims procedures, careers in insurance, annuities and planning for retirement.

Insurance for Dummies


Insurance for Dummies


$18.49


Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you’re looking for personal or business insurance, you’ll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner’s and renter’s insurance — know what is and isn’t covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers

Healthscouter Health Insurance: Making Affordable Health Insurance Work, the Patient Advocate Guide: Medical Insurance Advocate Gu


Healthscouter Health Insurance: Making Affordable Health Insurance Work, the Patient Advocate Guide: Medical Insurance Advocate Gu


$10.81


For the most honest, objective opinion, HealthScouter provides a patient’s view of the most common medical problems. Including hundreds of quotes, questions, and answers from patients themselves, this guide provides comprehensive information about a single condition for from perspective that matters: the patient’s perspective. Understand how current patients approach their medical challenges, and help overcome your own. This reference will help you see through obscure medical jargon and limited treatment options and empower you to better understand the issues that really matter: Diagnosis + Symptoms + What to Expect + Treatment Options + Medical Terminology

Insurance Law


Insurance Law


$6.38


This volume discusses the major aspects of insurance law and provides the reader with a basic understanding of principles and practices, assisting the basic consumer in making informed decisions. It also provides resource directories, statutes, and sample documents. The Legal Almanac series serves to educate the general public on a variety of legal issues pertinent to everyday life and to keep readers informed of their rights and remedies under the law. Each volume in the series presents an explanation of a specific legal issue in simple, clearly written text, making the Almanac a concise and perfect desktop reference tool. All volumes provide state-by-state coverage. Selected state statutes are included, as are important case law and legislation, charts and tables for comparison.

Insurance Settlements


Insurance Settlements


$179


Effective Approaches for Settling CasesInsurance Settlements (previously known as Insurance Settlement Handbook) opens long-locked doors to insurance claims departments; giving you an insider’s look at the settlement process. Discover in days what most plaintiff’s attorneys take years to learn. Veteran claims personnel reveal how to:Demonstrate to the adjuster that you know what you are doingDetermine when and what to say for maximum impactHelp the adjuster sell your client’s damages to his superiorsDraft effective demand lettersEvaluate soft tissue injuriesProve pain and sufferingBreak cases free from common logjamsGet realistic offers from adjustersCounter common insurance settlement tacticsValue cases using traditional insurance company techniquesObtain top dollarInsider tips from seasoned adjusters; claims managers; and top plaintiff’s attorneys are loaded into this two-volume book. Just a few of the effective approaches for settling include:Damages“Adjusters will pay an extra $500 to $1000 for pain and suffering for every day spent in a hospital (excluding diagnostic time). Most attorneys fail to request this sum.â€�Valuation“During case evaluation; most insurance carriers will first calculate their exposure at what they call ‘dripping wet;’ without other considerations like prior injuries; comparative negligence; contribution by other defendants; amount of insurance available; etc. This formula is expressed as follows…â€�Investigation“Policy limits demands which are designed to determine the policy limit amounts are frequently counter-productive. Seldom will the demand result in divulgence of the policy limits. A more productive approach is to simply…â€�Negotiations“The supervisor and adjuster will not be moved because you think this claim is ‘different’ or you are ‘going to file a complaint.’ You will either have to bring your demand within the norm or justify more.”Bad Faith“Often defense counsel will refuse to produce certain documents in the claim file; or other company documents. Insist the defendant provide an itemized list of each document and form in the file; along with sufficient descriptions of each document. You will need this information to support a motion to compel production of the documents.â€�Coverage Disputes“Coverage questions involving only the policy issued by the carrier involved are often troublesome to the plaintiff because the plaintiff will never be notified of the coverage dispute. The plaintiff’s notice will probably be by inference; when no settlement offers are forthcoming.â€�Settlement Authority“The bigger the exposure; the more levels through which the files must pass. At each level; the person reviewing the file will be judged in part by the quality of the file that is allowed to move upward.â€�Evaluation“In reality; frequently no evaluation at all is done by the carrier until a demand for settlement is made by the plaintiff. The carrier’s offer is more a reaction to the demand than an independent evaluation.â€�This comprehensive insider’s guide to the insurance settlement process; Insurance Settlementsgathers the experience of more than 25 veteran claims managers; attorneys; medical experts; adjusters and others; and turns it to your advantage. Learn how to settle more efficiently and for top dollar.

Your Insurance, Your Money: Breaking the Silence on Insurance and Health Care Finances


Your Insurance, Your Money: Breaking the Silence on Insurance and Health Care Finances


$31.94


The less you know about your insurance coverage, the more your medical care is going to cost. Health care is not just about taking care of people, it is a business. Becoming an educated consumer when it comes to your health care and health insurance is the biggest secret to saving money and possibly saving your own life. We spend more time interviewing an employee than a person in charge of life and death decisions

Economic and Social Security: Social Insurance and Other Approaches


Economic and Social Security: Social Insurance and Other Approaches


$6.43


The fifth edition of the classic volume on public and private social insurance and related programs now operating in the United States. Thoroughly revised and updated to reflect the 1981 reports of several national commissions and the views of the Reagan administration. New edition features two new chapters on Old Age and Survivors Insurance (Social Security), the first dealing with coverage and benefits, the second with financing and administration. Covers all economic security problems caused by death, old age, poor health, unemployment, poverty, and substandard living conditions, with in-depth analyses of the programs designed to alleviate these conditions. Emphasizes public social insurance and welfare programs.

Outlines & Highlights for Comprehensive Health Insurance: Billing, Coding and Reimbursement [With Workbook] by Deborah Vines


Outlines & Highlights for Comprehensive Health Insurance: Billing, Coding and Reimbursement [With Workbook] by Deborah Vines


$37.58


Never HIGHLIGHT a Book Again Virtually all testable terms, concepts, persons, places, and events are included. Cram101 Textbook Outlines gives all of the outlines, highlights, notes for your textbook with optional online practice tests. Only Cram101 Out

Outlines & Highlights for Understanding Health Insurance by Michelle A. Green, Jo Ann C. Rowell


Outlines & Highlights for Understanding Health Insurance by Michelle A. Green, Jo Ann C. Rowell


$36.87


Never HIGHLIGHT a Book Again Virtually all testable terms, concepts, persons, places, and events are included. Cram101 Textbook Outlines gives all of the outlines, highlights, notes for your textbook with optional online practice tests. Only Cram101 Out

Affordable Health Insurance in America: Secrets and Tips to Help You in Your Search for Medical Coverage


Affordable Health Insurance in America: Secrets and Tips to Help You in Your Search for Medical Coverage


$15.46


Do you need health insurance but aren’t sure how to research or even find medical coverage? "Affordable Health Insurance in America" provides the resources you need to thoroughly examine and understand comprehensive, yet affordable, health plans. Over forty million Americans live without health insurance; and approximately twenty-five percent of personal bankruptcy filings each year are the result of individuals being unable to pay their medical bills. Attorney and author Edwin Havens teaches you what questions to ask when searching for the right plan for you and your family. Havens also educates you on what aspects of coverage are most important to your personal circumstances. He offers secrets and tips on topics such as the following: Hidden sources that offer affordable health insurance coverage Researching state and federal programs All the factors to consider when purchasing a health insurance plan The United States government may never offer a nationwide health care program, but having adequate health insurance is a necessity of modern life. "Affordable Health Insurance in America" will provide you the information, resources, and perspectives you need to make an educated and informed decision about medical coverage.

Do Not Resuscitate: Why the Health Insurance Industry Is Dying, and How We Must Replace It


Do Not Resuscitate: Why the Health Insurance Industry Is Dying, and How We Must Replace It


$3.95


"Geyman’s literary voice arises from his unusual professional and political trajectories: from country doctor to academic department chair and prominent journal editor, and from longtime Republican to president of Physicians for a National Health Program . . . a passionate advocate and scholar."–The New England Journal of Medicine "The raging debate over how to pay for health insurance has missed a profoundly important fact: As big as it is, as tight of a grip it has on American life, the health insurance industry is dying," states John Geyman, MD, in Do Not Resuscitate: Why the Health Insurance Industry is Dying, and How We Must Replace It. Written for lay readers, health care professionals, and policymakers alike, Do Not Resuscitate moves beyond books that decry our current problems to reveal what the trend for more than half a century of increasing costs and decreasing coverage really means. The situation for doctors, patients, caregivers, and even the insured will move from dysfunctional to a complete breakdown over the next decade. In one of many examples Geyman cites, as employers cut costs in a global economy, the cost of health insurance as a proportion of wages is rising to the point where it will consume all average household income by 2025. John Geyman is professor emeritus of family medicine at the University of Washington School of Medicine in Seattle, Washington. He is the author of The Corrosion of Medicine: Can the Profession Reclaim its Moral Legacy?, Falling Through the Safety Net: Americans Without Health Insurance, and Shredding the Social Contract: The Privatization of Medicare.

Comprehensive Health Insurance: Billing, Coding, and Reimbursement [With CDROM]


Comprehensive Health Insurance: Billing, Coding, and Reimbursement [With CDROM]


$3.95


This book was written to provide trainees with the knowledge and skills necessary to work in a variety of medical billing and coding positions in the medical field. Easy to read and comprehend, it is designed for professionals who have not previously worked in the medical field as well as professionals who have worked in the field but have only been exposed to certain aspects of the billing process. In order to adapt to the growing number of facilities that are becoming more automated, this book not only reviews non-automated procedures but it also gives in-depth content on automated procedures. A few exciting features to this book are: Case Studies with Critical Thinking Questions; a key terms list appears at the beginning of each chapter; Professional Tips appear throughout the text and provide additional information related to billing and coding processes; and any material within the text that is related to HIPAA is flagged with an icon so that students can identify the "need to know" law.

Student Workbook for Health Insurance Today: A Practical Approach


Student Workbook for Health Insurance Today: A Practical Approach


$3.95


Practice the skills you’ll need to succeed in health insurance billing Corresponding to the chapters in "Health Insurance Today, 3rd Edition," by Janet I. Beik, this workbook offers preparation for the tasks you’ll encounter on the job. Practical assignments reinforce the information in the textbook, and learning activities and exercises ask you to apply your knowledge to real-world situations.

Life and Health Insurance License Exam Cram


Life and Health Insurance License Exam Cram


$31.2


If you are studying for your life and health insurance licensing exam, we have the ultimate study tool for you. "Life and Health Insurance License Exam Cram" is a great resource to help you learn the concepts, laws, rate calculations and state and federal regulations that will be covered on the exam. You’ll also receive a CD that includes a fully-customizable test engine, detailed score report and state-specific law supplement. No matter where you are taking your exam or which area you need to focus on during your studying, "Life and Health Insurance License Exam Cram" is your smartest way to get certified.

State Children's Health Insurance Program (Schip)


State Children’s Health Insurance Program (Schip)


$111.65


The State Children’s Health Insurance Program (SCHIP) offers federal matching funds for states and territories to provide health insurance to uninsured, low-income children in families whose annual incomes are too high to qualify for Medicaid. Ewing presents a collection of eight excerpts from reports of recent Congressional activity related to SCHIP. The reports were prepared by the Congressional Research Service of the Library of Congress between 2006 and 2007. Neither Ewing’s credentials nor criteria used in the selection of the materials for inclusion in the text are stated, and there is neither discussion nor summarization of the material by the editor. However, the text does assemble excerpts of several source documents in one publication for readers working in fields concerned with child health insurance provisions.

Wages of Sickness: The Politics of Health Insurance in Progressive America


Wages of Sickness: The Politics of Health Insurance in Progressive America


$29.44


The Clinton administration’s failed health care reform was not the first attempt to establish government-sponsored medical coverage in the United States. From 1915 to 1920, Progressive reformers led a spirited but ultimately unsuccessful crusade for compulsory health insurance in New York State. Beatrix Hoffman argues that this first health insurance campaign was a crucial moment in the creation of the American welfare state and health care system. Its defeat, she says, gave rise to an uneven and inegalitarian system of medical coverage and helped shape the limits of American social policy for the rest of the century. Hoffman examines each of the major combatants in the battle over compulsory health insurance. While physicians, employers, the insurance industry, and conservative politicians forged a uniquely powerful coalition in opposition to health insurance proposals, she shows, reformers’ potential allies within women’s organizations and the labor movement were bitterly divided. Against the backdrop of World War I and the Red Scare, opponents of reform denounced government-sponsored health insurance as "un-American" and, in the process, helped fashion a political culture that resists proposals for universal health care and a comprehensive welfare state even today.

Health Insurance Today: A Practical Approach [With Workbook]


Health Insurance Today: A Practical Approach [With Workbook]


$18.62


This valuable, money-saving package includes Health Insurance Today, 2nd edition and Student Workbook for Health Insurance Today, 2nd edition.

CMS Health Insurance Jumbo Envelopes, Box Of 500


CMS Health Insurance Jumbo Envelopes, Box Of 500


$109.99


Allows healthcare providers to bill a patient’s insurance company for reimbursement of medical claims Use for medical forms to ensure patients’ privacy.

Private Voluntary Health Insurance in Development: Friend or Foe


Private Voluntary Health Insurance in Development: Friend or Foe


$3.95


Private voluntary health insurance already plays an important role in the health sector of many low and middle income countries. The book reviews the context under which private insurance could contribute to an improvement in the financial sustainability of the health sector, financial protection against the costs of illness, household income smoothing, access to care, and market productivity. This volume is the third in a series of in-depth reviews of the role of health care financing in providing access for low-income populations to needed health care, protecting them from the impoverishing effects of illness, and addressing the important issues of social exclusion in government financed programs.

Government-Sponsored Health Insurance in India: Are You Covered?


Government-Sponsored Health Insurance in India: Are You Covered?


$36.57


This book presents research findings on India ‘s major central and state government-sponsored health insurance schemes (GSHISs). The analysis centers on the GSHISs launched since 2007. These schemes targeted poor populations, aiming to provide financial protection against catastrophic health shocks, defined in terms of inpatient care. Focus is on two lines of inquiry. The first involves institutional and operational opportunities and challenges regarding schemes design features, governance arrangements, financial flows, cost-containment mechanisms, underlying stakeholder incentives, information asymmetries, and potential for impact on financial protection and on access to care and use by targeted beneficiaries. The second entails big picture questions on the future configuration of India ‘s health financing and delivery systems that have surfaced, due in part to the appearance of a new wave of GSHISs. In addition to gains in population coverage, reaching about 185 million low-income beneficiaries by 2010, the new crop of schemes introduced a demand-side approach to public financing while embracing several innovation features, at least for the Indian context. These include: defined entitlements, separation of purchasing from financing, patient choice of providers, impressive use of information and communication technology and engagement with the private sector in the areas of insurance, administration and provision. Strong political interest in the schemes is also evident, especially at the state level and is a driver of increased public expenditures for health. The schemes face a number of operational challenges that have emerged during implementation and are examined in the book. They will need to strengthen institutional and governance arrangements, purchasing and contracting capacities, monitoring systems, and cost containment mechanisms. They need to use their financial leverage to improve the quality of network providers. Beneficiaries also appear to have insufficient information on enrolment, benefits and providers. The book recommends a series of corrective measures to address these shortcomings. The book outlines a pragmatic pathway toward achieving universal coverage that takes as a starting point the current configuration of health financing and delivery arrangements in India, recent trends in government health financing as well as innovations and lessons from the recent GSHISs analyzed in this book. The book concludes with a review of issues for further research.

Understanding Health Insurance: A Guide to Billing and Reimbursement [With CDROM]


Understanding Health Insurance: A Guide to Billing and Reimbursement [With CDROM]


$3.95


With Understanding Health Insurance: A Guide to Billing and Reimbursement, you will learn about managed health care, legal and regulatory issues, coding systems, reimbursement methodologies, coding for medical necessity, and common health insurance plans. Exercises in each chapter give you plenty of practice to learn how to bill and reimburse. The accompanying workbook provides more application-based assignments for each chapter, content review, and additional case studies.

Your Guide to Understanding Pet Health Insurance


Your Guide to Understanding Pet Health Insurance


$19.19


Describes how pet health insurance works and the important factors that pet owners should consider before purchasing insurance for their pets. It has examples of how insurance companies reimburse pet owners for claims that are filed. The book gives detailed information of each company’s policies that sells insurance in the United States. It supplies tables that can help guide pet owners to choose the right company and then the right policy for their pet. There is also a bonus section giving pet owners two books for the price of one. The Wise Pet Owner, helps pet owners learn how to avoid unnecessary trips to the veterinarian and therefore save thousands of dollars. The advice given can literally save a pet’s life and help insure that pet owners enjoy many happy years together with their beloved pets.

Health Insurance Answer Book, Sixth Edition


Health Insurance Answer Book, Sixth Edition


$3.95


This easy-to-use guide will help you manage a cost-effective health insurance plan and ensure that your decisions are in compliance with constantly changing health care legislation. The Health Insurance Answer Book offers instant access to information on everything from HMOs, PPOs, COBRA, OBRA, and flexible benefits to plan rating, funding, cost containment, and administration. Its question-and-answer format speeds you to realistic strategies and solutions in seconds. Because the book is updated annually, you’ll be sure to stay informed on newly enacted and pending legislation. For example, you’ll get concise, jargon-free coverage of The Health Insurance Portability and Accountability Act of 1996 (HIPAA), changes in the Medicare payroll tax, pharmacy benefit management, reduced reimbursements for physicians and hospitals, workers’ compensation, Medigap policies, self-insurance, and third-party administration.

Medicare and Medigaps: A Guide to Retirement Health Insurance


Medicare and Medigaps: A Guide to Retirement Health Insurance


$6.62


"A valuable consumer manual… it quickly and easily answers every possible question on Medicare, Medigap insurance, employer group health plans, HMOs, Medicaid, and benefits for federal and military retirees’ – "Patricia Schroeder, Congresswoman, Denver

America's Children: Health Insurance and Access to Care


America’s Children: Health Insurance and Access to Care


$5.93


Today, more than 11 million American children lack health insurance and the number increases every year. America’s Children is a comprehensive, easy-to-read analysis of the relationship between health insurance and access to care. The book addresses three broad questions: How is children’s health care currently financed? Does insurance equal access to care? How should the nation address the health needs of this vulnerable population? Topics explored include: — The changing role of Medicaid under managed care. — State-initiated and private sector children’s insurance programs. — Specific effects of insurance status on the care children receive. — The impact of chronic medical conditions and special health care needs. — The status of "safety net" health providers: community health centers, children’s hospitals, school-based health centers, and others. — Private-sector, employer-based health insurance: the changing patterns of coverage and tax policy options to increase coverage.

The Impact of Health Insurance in Low- And Middle-Income Countries


The Impact of Health Insurance in Low- And Middle-Income Countries


$28.56


Over the past twenty years, many low- and middle- income countries have experimented with health insurance options. While their plans have varied widely in scale and ambition, their goals are the same: to make health services more affordable through the use of public subsidies while also moving care providers partially or fully into competitive markets. Until now, however, we have known little about the actual effects of these policy changes. Understanding the impact of health insurance-based care is key to the public policy debate of whether to extend insurance to low-income populations and if so, how to do it or to serve them through other means. Using recent household data, this new book assesses the impact of insurance programs in China, Colombia, Costa Rica, Ghana, Indonesia, Namibia, and Peru. These nations are betting that insurance-based health care financing can increase the accessibility of services, improve providers’ productivity, and change the population’s health care use patterns, mirroring the development of health systems in most OECD countries. The contributors also discuss potential design improvements that could increase impact. They provide insights on how to evaluate health insurance reforms using existing data and contribute to a robust knowledge base to guide policy as other countries tackle the health insurance challenge.

Health Care Financing and Insurance: Options for Design


Health Care Financing and Insurance: Options for Design


$121.78


As a contribution to the search for suitable and sustainable solutions to finance rising medical care expenditures, the book proposes a typology of healthcare financing and insurance schemes, based on the dimensions of basic vs. supplementary services and mandatory vs. voluntary coverage, to analyse the design and the complex interactions between various financing and insurance arrangements in several OECD countries. This study provides a better understanding of the strengths and weaknesses of the financial and organisational structures of different countries’ healthcare financing and insurance schemes. Its main contributions are the development of a novel and rigorous theoretical framework analysing the economic rationales for the optimal design of healthcare financing and insurance schemes, and an empirical and institutional analysis investigating the consequences for efficiency and affordability of the complex interactions between basic and supplementary sources of financing.

Health Insurance Today: A Practical Approach [With CDROM]


Health Insurance Today: A Practical Approach [With CDROM]


$3.95


Master the skills you’ll need for professional success in health insurance billing with this essential practice tool Each chapter draws on material from the latest edition of Health Insurance Today: A Practical Approach to bring you the most practical, up-to-date preparation for the tasks you’ll encounter on the job. Comprehensive review questions, critical thinking exercises, and application-based activities help you reinforce what you’ve learned and gain valuable experience working with real-world scenarios.

Understanding Health Insurance: A Guide to Professional Billing [With CDROM]


Understanding Health Insurance: A Guide to Professional Billing [With CDROM]


$3.95


Understanding Health Insurance: A Guide to Professional Billing, 7th edition, is a comprehensive guide for those learning about health insurance claims processing and reimbursement issues. The text utilizes a step-by-step approach to successful completion of health insurance claims. The objectives of this edition are to 1) introduce information about major third party payers, 2) provide up-to-date information about federal health care regulations, 3) clarify coding guidelines and provide application exercises for each coding system, 4) introduce reimbursement issues, 5) emphasize the importance of coding for medical necessity, and 6) help users develop the skill to complete claims accurately. Numerous examples help clarify key concepts. Case studies and review exercises provide users with numerous opportunities to apply knowledge and develop skills in completing CMS-1500 claims accurately. The textbook CD-ROM and accompanying workbook provide additional exercises and practice in completing CMS-1500 claims electronically. Current information is provided on CPT-5 and ICD-10-CM coding systems. The appendices include information about processing UB-92 (CMS-1450) claims and dental claims.

Life and Health Insurance Law, Loma Edition


Life and Health Insurance Law, Loma Edition


$4.69


This text presents the major principles of life and health insurance law in a manner that will allow students without legal training to readily understand them. The purpose of this text is to educate students to recognize legal problems so that they can seek advice from legal counsel. . The LOMA edition will be the only version of Crawford that we offer. If universities are interested in using this version, we will need to work with the Custom Publishing Department to have the cover of the text altered. The textual information can be utilized as it is. . New material concerns court oversight of lawyers, market conduct, the new NAIC Life Insurance Illustrations Model Regulation, genetic information, the constitutionality of punitive damages, state statutes limiting punitive damages, the Federal Health Insurance Portability and Accountability Act of 1996, minimum premium plans, self-funded plans, stop-loss contracts, managed care organizations, utilization review, case management, health care fraud, the NAIC Model Variable Contract Law, qualified assignments of liability, Internet advertising, race discrimination, and age discrimination.. . Discussions of laws that have been repealed, reversed, or overruled, have, of course, been deleted from this edition.

Understanding Health Insurance :  A Guide to Billing and Reimbursement


Understanding Health Insurance : A Guide to Billing and Reimbursement


$153.95


Buy Understanding Health Insurance by Michelle A. Green in Paperback for the low price of 153.95. Find this product in Medical > Practice Management & Reimbursement, Insurance – Health, Administration.

CMS Health Insurance Window Envelopes, Box Of 500


CMS Health Insurance Window Envelopes, Box Of 500


$49.99


Allows healthcare providers to bill a patient’s insurance company for reimbursement of medical claims Use for medical forms to ensure patients’ privacy.

Social Health Insurance Systems in Western Europe


Social Health Insurance Systems in Western Europe


$53.11


-What are the characteristics that define a Social Health Insurance system? -How is success measured in SHI systems? -How are SHI systems developing in response to external pressures? Using the seven Social Health Insurance countries in western Europe – Austria, Belgium, France, Germany, Luxembourg, the Netherlands and Switzerland – as well as Israel, this important book reviews core structural and organizational dimensions, as well as recent reforms and innovations. Covering a wide range of policy issues, the book: -Explores the pressures these health systems confront to be more efficient, more effective, and more responsive -Reviews their success in addressing these pressures -Examines the implications of change on the structure of SHI’s as they are currently defined -Draws out policy lessons about past experience and likely future developments in SHI systems in a manner useful to policymakers in Europe and elsewhere "Social Health Insurance Systems in Western Europe" will be of interest to students of health policy and management as well as health managers and policy-makers. Contributors: Helmut Brand, Jan Bultman, Reinhard Busse, Laurent Chambaud, David Chinitz, Diana M.J. Delnoij, Andre P. den Exter, Aad A. de Roo, Anna Dixon, Isabelle Durand-Zaleski, Hans F.W. Dubois, Josep Figueras, Bernhard Gibis, Stefan Gre, Bernhard J. Guntert, Jean Hermesse, Maria M. Hofmarcher, Martin McKee, Pedro W. Koch-Wulkan, Claude Le Pen, Kieke G.H. Okma, Martin Pfaff, Richard B. Saltman, Wendy G.M. van der Kraan, Jurgen Wasem, Manfred Wildner, Matthias Wismar.
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